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What We Do

<strong>OUR APPROACH</strong>


Often, families do not understand the unique life care planning issues that can come with supporting a family member with a disability or other special need. Upstate Special Needs Planning helps families find the answers while taking a holistic look at some of the key issues caregivers face, including but not limited to- long term life care planning, special needs trusts, individualized supports and services and the use of government programs.

For many, not knowing where to turn is disconcerting. There are four primary questions we intend to answer for families:

  • What will happen to my loved one when I am no longer here?
  • What are the legal considerations needed to protect my loved one and family?
  • How do I maximize available benefits and services?
  • What supplemental income options does my loved one have?

Our goal is to help families answer these important questions and plan for the future with the goal of independence, dignity and quality of life for their loved one. We understand that the challenge of planning for the future of a loved one with special needs can extend into many areas, including education, housing, employment, support services, legal, financial and other personal matters. All of these areas must be taken into consideration in order to develop a plan that meets the unique needs of each family.


Pre & Post Retirement Planning:

  • Social Security Strategies
  • Investment Analysis and Asset Allocation
  • Professionally managed investment solutions
  • Disability Income Options, 401(k), Pension planning

Long Term Planning:

  • Insurance Options
  • Medicaid Planning
  • Estate Strategies

Trust Funding Strategies:

  • Tax efficient portfolios
  • Funding strategies and life insurance solutions
  • Planning for an inheritance or strategies for family gifting
  • Charitable gifting